Neil T Effer, CLU®

Financial Representative


Neil and his team provide a life-long financial road map for clients and their families that helps provide peace of mind and allows them to focus on what’s most important in life. His compassion combined with his tenacity for doing what’s right, leads him to provide a customized plan tailored specifically to each client. With all types of clients across Tampa Bay, Neil specializes in working with physicians, busy executives and business owners.

How Can I Help You?
"It is my philosophy that everyone needs a financial plan! I take my work very seriously because I know that often times, without my help many of my clients would potentially neglect their financial planning and yet it is such a critial and necessary part of life. I want all of my clients to find peace of mind when it comes to enjoying the various stages in life whether that be getting married, starting family, paying for college or enjoying the retirment they always dreamed of. I'm blessed to meet and work with many wonderful people. Please take a few minutes to watch this video to learn 5 ways to make your money work for you. Then, contact me to discuss how I can help you reach your financial peace of mind!"



Neil Effer 


The Northwestern Mutual Difference

Backed by the strength of Northwestern Mutual, my team and I provide you with a balanced approach to achieving your goal of financial security, assuring that your intentions have been understood and your needs are being addressed. And when it comes to implementing solutions, the full capabilities of Northwestern Mutual are leveraged to provide you with exclusive access to a comprehensive variety of products and services.

Largest Dividend Payout In Company History

In 2019, we expect the largest dividend payout for life and disability income insurance policyowners in company history. Read more.

Retirement And Taxes: How To Maximize Your Savings

Not all retirement savings vehicles are taxed the same way. Read more.

More Choice, More Control: Disability Income Insurance for Physicians and Dentists

Our new Medical Own Occupation disability income insurance provides more choice and control than ever for physicians and dentists. Watch now.


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck